Bajaj EMI is a shopping card that lets you take out an unsecured loan of up to 4 lakhs. It can be used online as well as offline. With equal monthly payments, you can easily make large purchases. It is the most convenient way to make high-priced purchases without breaking the bank, thanks to the Bajaj Finserv card. Card management is simple and straightforward with the Bajaj Finserv card. Read on for more details:
The application process is very transparent and easy. You can apply for an EMI card both online and offline. Inserv has more than 60,000 affiliate stores across the country. In order to apply offline, you must purchase a product at one of these stores. Select your preferred Bajaj Finserv partner store and bring the required KYC documents there.
Apply for the card after selecting what you want to buy. PAN card, proof of address, cancelled check, ECS form, and photo are required documents. If approved, you can use the card to make the purchase and continue using it for other purchases. Applying online is faster than applying in person. You need to visit the Bajaj Finserv website and find the application page if you want to apply for an EMI card. After you complete the application, you will be approved.
You can use and repay the Bajaj Finserv card easily. No repayment term is imposed on the card. You can choose to pay for your purchase over a period ranging from three months to 24 months. For this reason, you can pay a higher instalment every month if you want to clear the loan quickly. If you want your repayments to be easier and lighter on your purse, choose a long repayment term with smaller payments.
You can repay the loan through the app or the Bajaj EMI Card login web page. One more advantage of the Bajaj Finserv EMI card is that a loan foreclosure is not penalised after 6 instalments have been paid. In other words, if you wish to lower your credit outstanding, you can do so without losing any money. It is extremely easy to manage transactions and EMIs through the online portal or app.
Online and offline use of the Bajaj Finserv card is possible. Shoppers can use their card at their favorite stores. Take your purchase home after paying with your Bajaj EMI card. The loan repayment period is determined by you, and you can pay it off in monthly instalments. You can use the card to make purchases through a card swipe machine. If you choose the digital card, you simply need to provide your card number to the merchant and authenticate the amount over the phone. You can also use the Bajaj Wallet app and Bajaj EMI Card to make payments. You can also use the card online, just like any other digital payment system. Every transaction must be authenticated using a one-time password.
Managing your card
Managing your card does not require you to call or visit an office. You can manage your card and transactions both online and via the company’s app. As well as seeing your available balance, you can see the purchases that have already been made. You can set reminders for yourself and check the EMI schedule with the Bajaj EMI Card login and app. Using it is easy and convenient.
EMI cards allow you to take advantage of the best deals online as they happen. You should never miss out on a bargain because you lack cash. For customers who pay with a Bajaj Finserv card, many online and offline stores offer additional discounts and benefits. Additionally, you can shop at the Bajaj Online EMI store. One of the largest online stores in the market, it rivals the leading online retailers. However, this benefit is available only to Bajaj Finserv cardholders. This store offers a wide selection of big-ticket items. The deep discounts and wide range of refrigerators, laptops, smartphones, air conditioners and many other essentials delight shoppers.
Why not get started now? Get an EMI card from Bajaj today and take advantage of these five significant benefits. Purchases for yourself and your home become affordable with the EMI card. By paying off the loan quickly, you can buy what you need without the stress of upfront cash. Whether you shop online or offline, the Bajaj Finserv card is your best partner.